Facilitating collaboration
between financial institutions

More details

Allowing financial businesses to launch products faster, and focus their valuable resources on their core business

We help financial institutions such as neobanks, exchanges, lenders and investment managers – anyone that has a requirement for a ledger.

We allow your business to plug into our platform and use our core banking engine, connect into the wider financial network or use our shared KYC utility. Whatever works for you to power and scale your service

More details

Infrastructure technology evolution

Foundations

Foundations

We’re focused on building the key foundation infrastructure, leaving you to focus on creating new and innovative businesses.

Our shared services approach allows you to plug into the wider financial community quickly and effectively.

Single point of truth

Single point of truth

We use private and permissioned distributed ledgers as the fundamental source of truth to provide a tamper-proof base to build upon.

End-to-end encryption means that all data is kept secure, and only accessible to authorised key holders.

Modular

Modular

Our service allows you to build your business out of building blocks, rather than an all-in-one solution.

All of our services are available through a common, consistent API for ease of development, and to reduce complexity.

Infrastructure technology has come a long way

Build everything

Build everything

20+ years ago
  • Monolithic core
  • Server based
  • Bespoke compliance
$$$$
Static Image
Build + Buy

Build + Buy

10 years ago
  • Semi-modular
  • Server based
  • Bespoke compliance
$$
Static Image
SaaS

SaaS

Today
  • SaaS modular core
  • Cloud based
  • Outsourced compliance
$
Static Image

Plug into any or all of our infrastructure layers

  • Neo Bank
  • Fintech
  • Credit Union
  • Products
  • Products
  • Products
  • Risk & Compliance
  • Risk & Compliance
  • Risk & Compliance
KYC Utility Connectors into the wider
financial ecosystem
Core banking engine Cloud data centre KYC Utility Connectors into the wider
financial ecosystem
Core banking engine Cloud data centre
ADI ADI

Open APIs for all

  • All services and data are accessible via consistent and secure APIs
  • APIs are bi-directional, meaning we can push real-time and batched events directly back to you
  • With our single point of truth, our services are ready for Open Banking from Day 1

KYC Utility

  • Platform allows customers to access KYC data through a common utility
  • Leverage each others KYC data, enhance it with your own – get paid for what you contribute
  • Get immediate updates as new data becomes available – we manage ongoing PEP/sanctions checking
  • Reduce costs, get better data

Connectors into the wider
financial ecosystem

  • The platform is already connected to the wider Australian and global banking network
  • Bring your own card management platform, or work with our existing partners
  • Add your own as needed via our APIs
  • Do you have connectors to contribute?
    • We encourage sharing on the Frankie platform.
    • Connect directly with other Frankie platform customers, for fast, reconciliation free transactions
    • You can bring your own services and make them available to others, generating your own revenue streams.
    • Our open APIs give you full flexibility to build and share

Core banking engine

  • At its heart, our core service is built on Hyperledger Fabric, a private and permissioned blockchain. This gives a foundation that is robust, immutable and scalable.
  • We manage accounts, wallets and identity and provide a smart transaction manager that allows you to build virtually any type of service.
  • All actions are stored on the blockchain, giving you a single point of truth and single view of your customer that you can rely on.
  • Use our ADI service to hold and manage funds, or bring your own

Cloud data centre

  • We’re cloud native, not a “lift and shift” of an existing platform
  • All services are designed to scale as needed, without the hassle of additional provisioning
  • Data and services are replicated across multiple facilities automatically, your service is always on.

ADI - Use ours or BYO

  • Support for compliance and risk management
  • Leverage our account system, fully backed by an ADI, or bring your own
  • True transparency for regulators